Start Working On Your Financial Goals Today

Ask your questions by clicking the button below

Lombard 82 (EMTN) 8% p.a. Securitisation Fund Review

Lombard 82 Series 7 Review

Lombard 82 Securitisation Fund - Series 7

A modern investment approach designed to provide consistent returns

Key Facts

  • Suitability - Professional Investors Only 
  • Interest - 8% per annum (2% per quarter)
  • Subscription period - The subscription period is ongoing. Each EMTN can be purchased at any time from 1 January 2019 until 31 December 2023.
  • Investment currencies - GBP / EUR / USD
  • Par Value - GBP 1 / EUR 1 / USD 1
  • Minimum subscription - USD 250,000
  • Platform - Cornhill FlexMax Investment Account (MIFIID 2 Compliant)
  • Subscription frequency - Monthly
  • Redemption Period - Quarterly
  • Subscription fees - Upon agreement
  • Redemption Fees
    • 5% within the first year
    • 4% within the second year
    • 3% within the third year
    • 2% within the fourth year
    • 1% within the fifth year
    • 0% within the sixth year
  • Management Company - Xantis S.A.
  • Administrator - Trident Trust Company (Luxembourg) S.A.
  • Auditor - International Audit Services S.à.r.l., Luxembourg 


  • Lombard 82 Securitisation Fund, formerly known as Zero Load Securitisation Fund or ‘ZLSF’, or ‘Zero Load’ is a Fund established under the Securitisation Fund Law of 2004 (Luxembourg).
  • Its purpose is to acquire the future income of Luxembourg based financial investment products at a discounted present value of up to 9% per annum - resulting in a discounted sale price of around 50% of the face value.
  • Over time actual income from the purchased Luxembourg investment products flow into Lombard 82.
  • In order to finance its activities Lombard 82 issues bonds in the form of Euro Medium Term Notes (EMTNs)


An investment into Lombard 82 Series 7 (EMTNs) offers:

  • Quarterly interest (which can be reinvested to earn more interest or paid directly into the investor’s account).
  • Exposure to the potential of growth in the Luxembourg investment fund industry.
  • Investment access in GBP / EUR / USD.
  • Consistently high returns of at least 2% per quarter.
  • Return of 100% of original capital plus any unpaid interest up to the date of redemption.


  • Payment frequency - Quarterly
  • Investment period - Minimum investment period – 5 years; redemption possible at any time before the expiring of five years but subject to the payment of a redemption fee (see Key Facts)
  • Investment return - Minimum return = 2% per quarter (maximum 8% per annum)

About Euro Medium Term Notes (EMTNs):

For further understanding of how Euro Medium Term Notes (EMTNs) work, please read - Euro Medium Term Notes, (EMTNs) A Smarter Way To Invest For 3-5 Years.

Ask A Question

Financial instruments are not easy to understand at the best of times. Please feel free to ask a question by clicking the button below, and I will be happy to answer all your questions.

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

readers also liked

Page [tcb_pagination_current_page] of [tcb_pagination_total_pages]

What people are saying

Provided Me A Tailor-made Solution

What a refreshing difference to past experiences with other financial consultants, he did not try to squeeze me into a “one size fits all package” but provided a “Tailor Made Solution” based on my specific requirements together with some optional, good advice.

The choice of Amit as my Personal Wealth Adviser was a good one and I can recommend him with confidence to anyone who is concerned about preserving and growing their wealth.

The worst thing that happens to Amit's client's is they save more money

The worst thing that happens to Amit's clients is - they save more money than before they met him. He takes you from "I don't know where my money goes each month", to "Wow, I started saving a lot of money every month”.

I have known Amit for a little over 7 years and am really confident of his knowledge, skills and expertise in this field. At the end of the day, you need someone who is just a call away and you can trust with your money.

Prakash Gurnani
Head of Fednet NOC

I Would Recommend Him Without Hesitation

I've got in touch with Amit several years back and have taken a number of insurances / policies through him.

Amit has in-depth knowledge of the market and knew exactly what I wanted and was looking for. I would recommend him without hesitation to anyone who's looking for valuable financial advice, whether it is about a savings plan, income protection or retirement planning.

Valuable Financial Advice

Amit has provided very valuable financial advice, He is good at understanding your unique needs and providing sound recommendations leveraging his deep experience and knowledge.

Yash Arya

Trustworthy & Reliable

Amit is detail- oriented, trustworthy and reliable for sensitive area of finances. genuinely helps his clients for decision making with right advice.

no more excuses, Not To get your money working for you!!!

Check-out the latest and best retail investment platform

  • curated investment ideas with financial data & expert recomendations
  • start investing with whatever amount you like
  • no commitment to add money
  • Access your money anytime
  • no entry or exit charges
  • Lowest fees ever