Lombard 82 (EMTN) 6% p.a. Securitisation Fund Review

Oct 20
Lombard 82 Series 9 Review

Lombard 82 Securitisation Fund - Series 9

A modern investment approach designed to provide consistent returns

Key Facts

  • Suitability - Professional Investors Only 
  • Interest - 6% per annum (1.5% per quarter)
  • Subscription period - The subscription period is ongoing. Each EMTN can be purchased at any time from 1 January 2019 until 31 December 2033.
  • Investment currencies - GBP / EUR / USD
  • Par Value - GBP 1 / EUR 1 / USD 1
  • Minimum subscription - USD 50,000
  • Platform - Cornhill FlexMax Investment Account (MIFIID 2 Compliant)
  • Subscription frequency - Monthly
  • Redemption Period - Quarterly
  • Subscription fees - Upon agreement
  • Redemption Fees
    • 5% within the first year
    • 4% within the second year
    • 3% within the third year
    • 2% within the fourth year
    • 1% within the fifth year
    • 0% within the sixth year
  • Management Company - Xantis S.A.
  • Administrator - Trident Trust Company (Luxembourg) S.A.
  • Auditor - International Audit Services S.à.r.l., Luxembourg 

INTRODUCTION

  • Lombard 82 Securitisation Fund, formerly known as Zero Load Securitisation Fund or ‘ZLSF’, or ‘Zero Load’ is a Fund established under the Securitisation Fund Law of 2004 (Luxembourg).
  • Its purpose is to acquire the future income of Luxembourg based financial investment products at a discounted present value of up to 9% per annum - resulting in a discounted sale price of around 50% of the face value.
  • Over time actual income from the purchased Luxembourg investment products flow into Lombard 82.
  • In order to finance its activities Lombard 82 issues bonds in the form of Euro Medium Term Notes (EMTNs)

THE INVESTMENT OPPORTUNITY

An investment into Lombard 82 Series 9 (EMTNs) offers:

  • Quarterly interest (which can be reinvested to earn more interest or paid directly into the investor’s account).
  • Exposure to the potential of growth in the Luxembourg investment fund industry.
  • Investment access in GBP / EUR / USD.
  • Consistently high returns of at least 1.5% per quarter.
  • Return of 100% of original capital plus any unpaid interest up to the date of redemption.

INTEREST PAYMENTS

  • Payment frequency - Quarterly
  • Investment period - Minimum investment period – 5 years; redemption possible at any time before the expiring of five years but subject to the payment of a redemption fee (see Key Facts)
  • Investment return - Minimum return = 1.5% per quarter (maximum 6% per annum)

About Euro Medium Term Notes (EMTNs):

For further understanding of how Euro Medium Term Notes (EMTNs) work, please read - Euro Medium Term Notes, (EMTNs) A Smarter Way To Invest For 3-5 Years.

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About the Author

Amit is an Independent Financial Advisor, based in Dubai since 1997. He is part of the prestigious ‘Million Dollar Round Table’ (MDRT), which is an elite club of the best financial advisors worldwide. He has authored the ‘6-Step Financial Success Guide’, and the book ‘Creating, Preserving, Distributing Wealth’. He helps business owners and professionals ‘Create A Second Income’ through investments.

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