If you need an investment plan with capital protection, the Investors Trust S&P 500 Index Lumpsum is arguably the best option out there lowest entry point.
It allows you to invest and participate in the full growth of the S&P 500 (as recommended by Warren Buffett), with downside protection.
Minimum Contribution - USD 10,000 one time
Additional Contribution - USD 10,000
Surrender Charge -
The Investors Trust S&P 500 Index Lumpsum Plan is ‘Capital Protected’.
|Company||GICS Sector |
|Apple Inc.||Information Technology|
|Microsoft Corp||Information Technology|
|Amazon Inc||Consumer Discretionary|
|Facebook Inc||Information Technology|
|Exxon Mobil Corp||Energy|
|Johnson & Johnson||Health Care|
|Berkshire Hathaway B||Financials|
|JP Morgan Chase & Co||Financials|
|Alphabet Inc A||Information Technology|
|Alphabet Inc C||Information Technology|
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Investors Trust Assurance SPC (“ITA”) is an international insurance company licensed and regulated by the Cayman Islands Monetary Authority.
The Cayman Islands is an Overseas Territory of the United Kingdom recognized as the world’s sixth largest international banking centre and one of the top 10 international financial centres in the world, with over 40 of the top 50 banks holding licenses here.
Regulated banks in the Cayman Islands represent some 45 countries from around the world. This global representation proves that the Cayman Islands is widely acknowledged as one of the leading offshore financial centres.
While the financial services chapter of the Cayman Islands dates back 40 years, the seeds of it were sown as early as the 1700s. Two important legacies of history remain from that era – English common law and tax neutrality (The Cayman Islands has never had a system of direct taxation and instead employs an indirect, consumption-based taxation system). The Cayman Islands has always been an open, free market economy, and from the 1960s onwards, successfully invested its “historic capital” to the benefit of the financial services sector.
Cayman Islands is a British Offshore Territory, just like the Isle of Man and Guernsey, which are the base for Zurich International Life, Friends Provident International, Generali International, etc…
Investors Trust uses Merrill Lynch Bank of America as its custodian, and keeps client’s money in a ‘Trust’ account that is isolated from the liabilities of the Bank, or Investors Trust itself.
Which means - even if both the bank and Investors Trust were to go bankrupt, the client’s money is safe.
Disclaimer: This article is assumed to be accurate at the time of publishing, and represents the personal opinion of the author. If you wish to correct/contest any of the following, please do so in the comments below. I am open to correcting errors if any. All opinions are welcome.
Amit is an Independent Financial Advisor, based in Dubai since 1997. He is part of the prestigious ‘Million Dollar Round Table’ (MDRT), which is an elite club of the best financial advisors worldwide. He has authored the ‘6-Step Financial Success Guide’, and the book ‘Creating, Preserving, Distributing Wealth’. He helps business owners and professionals ‘Create A Second Income’ through investments.