Category Archives for "Investing Safely"

Investors Trust Assurance S&P500 Wins Best Savings Plan Award 2019
Oct 20

Investors Trust Assurance S&P500 Wins Best Savings Plan Award 2019

Investors Trust Assurance S&P500 Wins Best Savings Plan Award 2019Who triumphed in the Global Financial Services Awards and Best Practice Adviser Awards UK? International Adviser hosted its annual Fund Links Forum event in London’s JW Marriott Grosvenor House Hotel on 17 October and recognised excellence across the industry with two sets of awards. Investors Trust Assurance won […]

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Euro Medium Term Notes EMTNs A Smart Way To Invest
Oct 20

Euro Medium Term Notes, (EMTNs) A Smarter Way To Invest For 3-5 Years

When you are searching for the right investment for your investment goal, the most important consideration apart from ‘Risk to your capital’ is ‘The Investment Term’ i.e. the time frame after which you need your money back.The Rule of Thumb For Different Investment Time-FramesInvestment Time Frame – Upto 2 Years: If your investment time frame is […]

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Why Investing In Bonds Is Not As Safe As You Think It is
Aug 27

Why Investing In Bonds Is Not As Safe As You Think It is

Investing in bonds is not easy and safe as people think it is. There are a number of risks involved. While the first 5 risks are well-known, the last two and are more important in my humble opinion. These risk of investing in bonds are:Interest rate riskReinvestment riskCall RiskDefault RiskInflation RiskPortfolio Concentration RiskOpportunity Cost RiskInterest Rate […]

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Markets are falling - Should you exit your investment portfolio now
Aug 22

Markets are falling – Should you exit your investment portfolio now?

Yield curves have inverted, recession is expected soon, this recession will be worse than the last !!! It’s all doom and gloom, or is it? Sharp falls in market prices generally make headlines across all media. And no sooner when the index falls, predictions of more doom start pouring in from all corners. Clearly, the mood is […]

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DIY Investing Vs Good Financial Advice
May 07

Do-It-Yourself Investing Vs Using A Financial Advisor

My rant about ‘The Investment Guru from Canada’This article is going to generate a lot of ‘controversy’, so here I go…Just the other day, a long-time client of mine and a good friend called me up and said ‘He wanted to meet me, and discuss a few things’. I thought this was a normal request, so […]

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How To Be Wealthy Slowly But Surely
Feb 28

How To Be Wealthy Slowly But Surely

In the previous article – “Rich or Wealthy, Which is Better“, we saw that Wealth is measured in time, i.e. the more money you have, the more time it will last at a given rate of spending.So is there a way that we can work for our money once, build our wealth and get paid forever?This […]

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Rich or Wealthy - Which is Better
Feb 28

Rich or Wealthy, Which is Better?

Why being wealthy is different (and better) than being richMany people think that being Rich and being Wealthy are the same thing. But there is a difference between the two: The rich have lots of money but the wealthy don’t worry about money. – Robert Kiyosaki (Author of ‘Rich Dad Poor Dad’).The ‘Rich’ might have […]

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Save or Invest - Which is right for you
Nov 14

Save or Invest? Which is right for you?

So, we have been through the first two steps of ‘How to Invest Safely’ series.Step 1 – Understand the Basics.Step 2 – Know the 3 Musketeers of Investment.Now we look at the difference between ‘Saving’ and ‘Investing’, and which is right for you. These terms may sound very similar, but are very different in reality.Be […]

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Nov 14

How To Invest Money Safely In the UAE

By now, if you have been in Dubai for more than 6 months, you would have been called by 8 banks, 56 ‘financial experts’ and countless other people vying for your attention and money.  The script is often the same and so are the products, with financial advisors a dime a dozen. It is safe […]

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Nov 14

The 3 Musketeers Of Investment

When you invest in anything, you generally tend to worry about only the 3 musketeers of investment, ‘Safety’, ‘Access’ and ‘Returns. How Safe is my money? What Access do I have to it?, and What Returns do I get from my investment? There is no investment vehicle or ‘asset class’ in technical terms that offers […]

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Warren Buffett Bet A Million Dollars On This Investment
May 03

Warren Buffett Bet A Million Dollars On This Investment

This article is probably the most important newsletter you will read, ever! This week was the most exciting week for the world of investments. Berkshire Hathaway had a live webcast of their 51st shareholder’s meeting in Omaha. Not only that, Warren Buffett and Charlie Munger, chairman and vice chairman of Berkshire Hathaway took questions from shareholders on various topics for 7 hours.The Things […]

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The curse of 9 percent
Dec 22

The curse of 9 percent

When I meet NRIs in the UAE to discuss their planning and investment needs, they often remind me of the fixed deposit rates being 9% back home. They feel that compared to the U.A.E. banks that offer only 3% per annum, the Indian FD rates are much better. Consequently NRIs in the UAE send a lot […]

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Why Savings in Dollar are Better Than Indian Fixed Deposit
Sep 03

Why Savings in Dollar are Better Than Indian Fixed Deposit

Everyone knows that inflation eats into savings and increases costs. But what a lot of people grapple with is how does one insure oneself against inflation? In this article we discuss why it is important to invest wisely particularly if you do not want to keep running (working hard) just so that you can stand […]

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FCNR Account & Swap deals
Oct 31

FCNR Account & Swap deals

Recently the Reserve Bank of India (RBI) announced several measures to stabilise the Indian Rupee against the US Dollar. Among them was a swap deal on FCNR deposits where the RBI has opened a window to the banks to swap fresh FCNR dollar funds, mobilised for a minimum term of three years at a fixed […]

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