Category Archives for "Investing Safely"

DIY Investing vs Financial Advice
May 07

Do-It-Yourself Investing Vs Using A Financial Advisor

My rant about ‘The Investment Guru from Canada’This article is going to generate a lot of ‘controversy’, so here I go…Just the other day, a long-time client of mine and a good friend called me up and said ‘He wanted to meet me, and discuss a few things’. I thought this was a normal request, so […]

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Feb 28

How To Be Wealthy Slowly But Surely

In the previous article – “Rich or Wealthy, Which is Better“, we saw that Wealth is measured in time, i.e. the more money you have, the more time it will last at a given rate of spending. So is there a way that we can work for our money once, build our wealth and get paid […]

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Feb 28

Rich or Wealthy, Which is Better?

Why being wealthy is different (and better) than being rich Many people think that being Rich and being Wealthy are the same thing. But there is a difference between the two: The rich have lots of money but the wealthy don’t worry about money. – Robert Kiyosaki (Author of ‘Rich Dad Poor Dad’). The ‘Rich’ might have […]

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Nov 14

Save or Invest? Which is right for you?

So, we have been through the first two steps of ‘How to Invest Safely’ series. Step 1 – Understand the Basics. Step 2 – Know the 3 Musketeers of Investment. Now we look at the difference between ‘Saving’ and ‘Investing’, and which is right for you. These terms may sound very similar, but are very […]

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Nov 14

How To Invest Money Safely In the UAE

By now, if you have been in Dubai for more than 6 months, you would have been called by 8 banks, 56 ‘financial experts’ and countless other people vying for your attention and money.  The script is often the same and so are the products, with financial advisors a dime a dozen. It is safe […]

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Nov 14

The 3 Musketeers Of Investment

When you invest in anything, you generally tend to worry about only the 3 musketeers of investment, ‘Safety’, ‘Access’ and ‘Returns. How Safe is my money? What Access do I have to it?, and What Returns do I get from my investment? There is no investment vehicle or ‘asset class’ in technical terms that offers […]

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May 03

Warren Buffett Bet A Million Dollars On This Investment

This article is probably the most important newsletter you will read, ever! This week was the most exciting week for the world of investments. Berkshire Hathaway had a live webcast of their 51st shareholder’s meeting in Omaha. Not only that, Warren Buffett and Charlie Munger, chairman and vice chairman of Berkshire Hathaway took questions from shareholders on various topics for 7 hours. The […]

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The curse of 9 percent
Dec 22

The curse of 9 percent

When I meet NRIs in the UAE to discuss their planning and investment needs, they often remind me of the fixed deposit rates being 9% back home. They feel that compared to the U.A.E. banks that offer only 3% per annum, the Indian FD rates are much better. Consequently NRIs in the UAE send a lot […]

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Sep 03

Why Savings in Dollar is Better Than Indian Fixed Deposit

Everyone knows that inflation eats into savings and increases costs. But what a lot of people grapple with is how does one insure oneself against inflation? In this article we discuss why it is important to invest wisely particularly if you do not want to keep running (working hard) just so that you can stand […]

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Oct 31

FCNR Account & Swap deals

FCNR Account & swap deals Recently the Reserve Bank of India (RBI) announced several measures to stabilise the Indian Rupee against the US Dollar. Among them was a swap deal on FCNR deposits where the RBI has opened a window to the banks to swap fresh FCNR dollar funds, mobilised for a minimum term of […]

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Oct 20

How To Be Wealthy Forever & Live Free

There is no such thing as easy money, or free money, unless you happen to win the lottery. No matter which career or business you choose, you will have to put in the time and effort to be a success. But there is a way to Create a Second Income through investing as recommended by […]

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Sep 14

How Sure-shot Investment Scams Work

Have you received an Email or SMS similar to this: “We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime”? Warning: Do not fall for “sure-shot investment tips – trial package”. Also have you wondered how anyone […]

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Sep 04

Why to Dollar-Cost Average a Lump Sum

If you receive a windfall and want to invest the funds in the markets, should you dollar-cost average or invest the whole lump sum immediately? Those who read enough financial literature would probably invest the lump sum right away because it’s mathematically prudent to get the full amount invested as early as possible. But it may not […]

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Aug 27

4 investment robbers, and how to deal with them

As an investor you may face different types of challenges in the current global environment where markets and investments are linked.  There are several investment options you have among  equity, debt, or commodities, etc. Having said that, what is the best portfolio that meets your investment target and needs? Rather than looking at the positives […]

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Aug 27

10 Steps to Become an investor like Warren Buffett

Here are 10 simple commandments to becoming a successful investor. These commandments, when strictly followed, can make you a successful investor. The successful legendary investors like Benjamin Graham and Warren Buffet have followed these principles, so why not you? 1. Decide your investment strategy and stick to it An investor may invest in regular investment […]

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